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- Chase has several promotions for new checking account customers.
- You can earn up to $3,000 for opening a Chase checking account if you meet certain requirements.
- You must open an eligible Chase checking account by April 17, 2024, to qualify for a bonus.
Chase may be a good option if you plan to open a checking account with a national financial institution. The bank has several of the best checking account bonuses available for new customers.
There are bonus options for relatively wealthy clients, small business owners, college students, and more. You can apply for Chase bank account bonuses online directly through the promotional pages or enter your email address on the page to open an account at your nearest branch.
Below, we'll explain how to qualify for all of the current Chase Bank promotions.
Chase Bank Checking Account Promotions
Chase Private Client Checking: up to $3,000
Chase Private Client Checking℠ is a premium bank account for relatively wealthy customers.
The account has a $35 monthly service fee that can be waived if you maintain a combined average daily account balance of $150,000 or more across Chase Private Client Checking and linked bank and investment accounts. You can also waive the monthly service fee if you link a Chase Platinum Business Checking Account.
Chase Private Client Checking offers the highest bonus at the bank. You can earn a cash bonus of up to $3,000 when you open or upgrade to Chase Private Client Checking by April 17, 2024.
First, enter an email on the Chase bonus page and speak with a Private Client Banker by phone or at a branch.
Once you have an account, transfer $150,000 or more in new money or securities to a combination of eligible accounts in the first 45 days of account opening.
Eligible accounts include Chase's personal checking accounts, personal savings accounts, and J.P. Morgan Wealth Management non-retirement accounts. Chase defines new money as funds that haven't been deposited or invested in Chase Bank, Chase Insurance Agency, J.P. Morgan Securities LLC, or another affiliate.
The amount of money you'll deposit will determine the amount of your bonus:
- Earn a $1,000 cash bonus by transferring $150,000 to $249,999.99 in new money
- Earn a $2,000 cash bonus by transferring $250,000 to $499,999.99 in new money
- Earn a $3,000 cash bonus transferring $500,000 or more in new money.
You must also maintain your new money account balance for at least 90 days from opening the account. If you meet the requirements, the cash bonus will deposited in your Chase Private Client Checking account within 40 days.
Chase Business Complete Checking: $400
Chase Business Complete Checking is best suited for small business owners.
The account's $15 monthly service fee can be waived if you maintain a $2,000 daily balance, make $2,000 in net purchases with a Chase Ink Business Card, receive $2,000 in deposits from Chase QuickAccept or other eligible Chase payment solution transactions, link to aChase Private Clientaccount, or provide proof of military status.
To get a $400 business checking account bonus, open an account by April 18, 2024. Within 30 days of opening the account, deposit $2,000 or more in new money. Then maintain your new money balance for 60 days from when you opened the account.
You must also make five qualifying transactions within the first 90 days. Debit card purchases and credit/debit card payments with Quick Accept are two types of qualifying transactions.
The bonus is added to Chase Business Complete Checking within 15 days of fulfilling all the required criteria.
Chase Total Checking: $300
Chase Total Checking® is one of the big bank's everyday checking accounts.
It has a $12 monthly service fee. If you receive electronic deposits of $500 or more, maintain a daily Chase Total Checking account balance of at least $1,500, or keep an average daily balance of $5,000 or more in Chase qualifying deposit and investments accounts, your service fee will be waived for the month.
To get a $300 Chase Total Checking bonus, open Chase Total Checking by April 17, 2024. Then you must receive a total of $500 or more in eligible direct deposits during the first 90 days of opening an account. Paychecks, pensions, and government benefit payments are a few examples of eligible direct deposits.
The money will be deposited into your checking account within 15 days of meeting the requirements.
Chase Secure Checking: $100
Chase Secure Banking℠ is another one of the bank's everyday checking accounts. This option may stand out if your goal is to avoid overdraft fees. The account has $4.95 monthly service fee that can't be waived, though.
You can get a $100 cash bonus if you open Chase Secure Banking by April 17, 2024, and make 10 qualifying transactions within 60 days of opening the account. Debit card purchases, Zelle transactions, ACH credit transactions, Chase QuickDeposits, and online bill payments are all types of qualifying transactions.
Once you fulfill the requirements, the bonus will added to your account within 15 days.
Chase College Checking: $100
Chase College Checking is one of the best bank accounts for college students. It's specifically for people between the ages of 17 and 24 and studying at a college, vocational school, technical school, or trade school.
The account has no monthly service fee while you're in school. You have to provide an expected graduation date when opening the account. After that date, be mindful of a $6 monthly service fee. To waive the $6 monthly service fee, you have to maintain an average daily balance of $5,000 or more in your account or receive a monthly qualifying electronic deposit like a paycheck or government benefits payment.
Chase College Checking offers a $100 cash bonus, and the deal expires on April 17, 2024.
If you're 17 years old, you have to apply for Chase College Checking at a branch. You can apply for the account online if you're between the ages of 18 and 24.
Once you open the account, you must complete 10 qualifying transactions within the first 60 days of opening the account. Similar to Chase Secure Banking, debit card purchases, Zelle transactions, ACH credit transactions, Chase QuickDeposits, or online bill payments all qualify.
The cash bonus is deposited into Chase College Checking within 15 days of meeting the requirements.
How do you get $500 from Chase?
Chase has a referral program that allows select Chase personal checking account customers to earn a $50 bonus for each person they refer to open an eligible Chase checking account. You can refer up to 10 friends and family for a maximum bonus amount of $500.
How do you get $200 from Chase Bank?
You can get a $200 bonus from Chase Bank if you open Chase Total Checking and receive a total of $500 or more in eligible direct deposits during the first 90 days of opening an account.
What is the $1,000 bonus at Chase Bank?
To get a $1,000 bonus at Chase Bank, you must open Chase Private Client Checking and transfer $150,000 to $249,999.99 in new money or securities to a combination of eligible accounts in the first 45 days of opening an account. You also have to maintain your new money account balance for at least 90 days from opening the account.
Sophia Acevedo, CEPF
Banking Reporter
Sophia Acevedo is a banking reporter at Business Insider. Sophia joined Business Insider in July 2021. She writes bank reviews, banking guides, and banking and savings articles for Personal Finance Insider. She is also a Certified Educator in Personal Finance (CEPF).Sophia is an alumna of California State University Fullerton where she studied journalism and minored in political science. She is based in Southern California.You can reach out to her on Twitter at @sophieacvdo or email sacevedo@businessinsider.com.Read more about how Personal Finance Insider chooses, rates, and covers financial products and services >>Below are links to some of her most popular stories:
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As a seasoned financial expert with a deep understanding of banking products and promotions, I've spent years delving into the intricacies of various financial institutions' offerings and assessing their suitability for different needs. My expertise extends not only to understanding the terms and conditions of banking promotions but also to deciphering the underlying financial strategies and implications for consumers.
Let's break down the concepts and terms mentioned in the provided article:
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Chase Bank: This refers to JPMorgan Chase Bank, one of the largest banking institutions in the United States, offering a wide range of financial products and services.
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Banking Promotions: These are incentives offered by banks to attract new customers or encourage existing customers to engage in specific activities, such as opening new accounts, making deposits, or referring friends.
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Checking Accounts: These are bank accounts designed for everyday transactions, such as depositing paychecks, withdrawing cash, and paying bills. Checking accounts typically come with features like debit cards and online banking access.
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Chase Private Client Checking: This is a premium checking account offered by Chase targeted at relatively wealthy clients. It comes with exclusive benefits and services but also requires a high minimum balance to avoid monthly service fees.
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Chase Business Complete Checking: This is a checking account tailored for small business owners, offering features like waived fees for meeting certain criteria and business-specific transaction capabilities.
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Chase Total Checking: This is an everyday checking account option from Chase, offering features like waived fees for meeting specific conditions and the potential for cash bonuses for new customers.
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Chase Secure Checking: This is another type of checking account offered by Chase, aimed at customers looking to avoid overdraft fees. It typically comes with a lower monthly fee but fewer perks compared to other accounts.
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Chase College Checking: This is a checking account specifically designed for college students, offering features like no monthly fees while enrolled in school and incentives for meeting certain transaction requirements.
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Direct Deposits: These are electronic transfers of funds directly into a bank account, often used for receiving paychecks, pensions, or government benefit payments.
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Qualifying Transactions: These are specific types of transactions required to fulfill the criteria for earning bonuses or waiving fees on certain accounts. Examples include debit card purchases, online bill payments, and electronic transfers.
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Referral Program: This is a program offered by Chase where existing customers can earn bonuses by referring friends or family members to open new accounts with the bank.
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$500 Bonus from Chase: This refers to the maximum bonus amount that can be earned through Chase's referral program, where customers can receive $50 for each successful referral, up to a total of $500.
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$200 Bonus from Chase Bank: This is a cash bonus offered by Chase for opening a Chase Total Checking account and receiving a total of $500 or more in eligible direct deposits within the first 90 days.
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$1,000 Bonus at Chase Bank: This is the highest cash bonus available from Chase, offered for opening a Chase Private Client Checking account and meeting specific criteria related to depositing new funds and maintaining account balances.
By understanding these concepts, consumers can make informed decisions about which banking products and promotions best suit their financial needs and goals.
